For insurers, clinics and data partners (B2B)

Bills contributed by pet owners are aggregated anonymously by amount, item and region. We offer that aggregate and our reading technology in three forms. All prices are quoted on request, and no product ever includes original bills, owner data or clinic names.

1. For insurers

• Bill OCR and item normalization API: one photo in, a table of items, quantities, amounts and standard categories (exam, lab, imaging, anesthesia, surgery, meds, hospital, other) out. Items are matched to each market's dictionary (Korea 35 public items, Japan JVMA 229, Germany GOT 1,005, US 10).
• First-pass adjudication support: rule flags such as position against the regional distribution or GOT multiplier, duplicate items and total mismatches. The adjudication decision stays with the insurer.
• Benchmark reports: distributions by market, region and item (median, quartiles, sample n), updated quarterly.

2. For clinics

• Business page: register your posted price list and open "explain my bill" to clients through a waiting-room QR code. No comparison or ranking exposure.
• Regional benchmark: a private report showing where your item prices sit within the regional distribution.

3. Data API and licensing

• Anonymized aggregates by market, region and item (nothing with fewer than 10 samples), as a JSON API or monthly files.
• Uses: insurance product design, fintech and comparison services, research. Resale and clinic identification are prohibited.

Contact

Use the inquiry form with your organization, email, market of interest (Korea, US, Germany, Japan) and what you need. We reply within two business days with a data sample (sample sizes, structure) and a price proposal.

What we do not do

• Provide original bills or owner information
• Publish prices or rankings tied to clinic names
• Change verdict rules or wording to suit a partner (see the Independence statement)